Does an expired ID Card also expires your identity?
Posted by: Roy in HOPE, tags: bank, checks, CPA, expired, ID, insane, legal, license, LTO, new account, PRC, professional, renew, school, semester, validWhen I was still with a bank, one of the policies that I frowned about is the non-acceptance of an expired ID card. I find it rather absurd and outright ridiculous that I can’t accommodate check encashments nor new accounts opening because ID’s presented to me by clients were expired.
Oftentimes, I find myself too at the other end of the deal. The more it looks annoying to me. Imagined being refused accommodation because of an expired ID! Not only it is embarrassing to be denied, but such rule is definitely and absolutely insane!
You may ask why do I say it’s ridiculous, let me tell you why. I have been carrying my name since birth. I’ve been registered… it shows in my birth certificate. And the same name is the one I used in schools. It was the one shown in my school ID’s, borrower’s cards, school club’s ID’s, etc. And once school year or the semester ends, the ID’s expires.
Now, I have more ID’s such as my professional license as a Certified Public Accountant (CPA), issued by Professional Regulatory Commission (PRC), and my Driver’s License issued by the Land Transportation Office (LTO), among others. Most comes with 3 or 4 years validity, and once expired, they are subject for renewal.
If I present these ID’s while still within validity, I have no problem. I have proven my identity because I have presented valid, unexpired ID’s. But once expired yet I presented them still, I am denied. Because they are no longer a valid proof of one’s identity.
So when my ID’s expire, does that mean I also cease to be me? And until I am able to renew them, I can’t be me again, because I can’t prove my identity?! Is that ridiculous or what?! As far as I’m concern, an expired ID only means that; you can’t legally practice a profession (in the case of a professional license) or you can’t legally drive around a vehicle (in the case of driver’s license)… but YOU ARE STILL YOU! A valid, legal, and a real person!
Back in my banking days, there were instances that I do accept expired ID’s as proof of identity. In fact, I find them to be a more binding proof of identity. Because the fact that they are expired only shows that they have served their purpose, and the person who owns them have used them in whatever legal aspect they may be used.
Perhaps I am alone in this thinking, or too few people have really given it a thought. Because as we all know, as far as legal aspect is concern - an expired ID is not a valid ID.
Insane.




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I completely agree with you. IT IS Valid ID but may not be a valid to drive with, it should still server the purpose of identifying you. May I remind the banks out there that we pay for their service and as part of their service they protect our money, but by not allowing me to withdraw money because I did not renew my drivers license is absolutely ridiculous. If I can use my debit card or call the bank on the phone and make wire transfers or do online banking or order/apply for credit cards or additional cards…it seems utterly ridiculous that I cannot cash a check or deposit one because I did not pay $30 to renew a drivers license. I should not have to be able to drive to prove I am me, especially when I can pass all security questions over the phone to prove my identity to the same bank!
thanks!
to think that i was once a banker who implement such a rule